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85问答库 > 招行信用卡为什么不能申请现金分期

招行信用卡为什么不能申请现金分期

2025-03-16 15:51:09

推荐回答（2个）

回答1：

招商信用卡能现金分期，如果不能现金分期，是没有达到现金分期的相应要求。\x0d\x0a\x0d\x0a① 分期可否进行由系统进行综合判定；\x0d\x0a② 信用卡额度是否大于分期商品额度；\x0d\x0a③ 信用卡最近三个月的整体使用情况；\x0d\x0a④ 信用卡在使用中有无逾期行为；\x0d\x0a⑤ 信用卡在使用过程中有无涉嫌套现的行为。\x0d\x0a\x0d\x0a注：是否可以分期由以上因素决定。

回答2：

此情况需要查询账户情况，因百度平台不能核实账户信息，请致电信用卡背面的客服电话进入人工查询核实。

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