五险一金是怎么算的?都包括那些?是在基本工资里扣的吗?

2024-12-01 09:19:19
推荐回答(3个)
回答1:

“五险”是按照职工工资由用人单位和劳动者个人按各自不同比例分别缴纳的,其比例一般为:
养老保险单位承担20%,个人承担8%;
医疗保险单位承担6%,,个人2%;
失业保险单位承担2%,个人1%;
生育保险1%,全由单位承担;
工伤保险0.8%,也是全由单位承担,劳动者个人不承担生育和工伤保险。
社保费缴纳是从工资里扣除的。
住房公积金是由用人单位和劳动者个人按相同比例(5%-12%甚至20%)分别缴纳,也是从工资中扣除。.

回答2:

包括养老、工伤、失业、生育、医疗、公积金
是按上报的社保中心的扣缴基数进行扣缴,一般基数以第一个月工资或上年平均工资为准
是按比例扣缴,户籍、单位性质不同,扣缴比例也不同

回答3:

社保的个人承担部分因在工资里扣的,但扣除了个人承担部分后的工资要达到当地的最低工资标准。加班工资要另外算的。

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