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十万元贷款三年还清，月供多少

2025-04-07 18:54:29

推荐回答（2个）

回答1：

目前，人行公布的3年期个人（人民币）贷款基准年利率是4.75% （具体您可以申请到的贷款利率，由经办行审核确认），按基准利率试算，在利率不变的情况下，“等额本息还款”的利息总额是7491.61元，月供金额是2985.88元；“等额本金还款”的利息总额是7322.92元，月供金额逐月递减。
若需试算，可进入招行主页，点击右侧的“理财计算器”-“个人贷款计算器”进行试算。

回答2：

银行在4000下，信贷公司在4000上

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