推荐回答(5个)
女职工(工人)法定退休年龄是50周岁,你己超过法定退休年龄,显然无法参加职工养老保险。
灵活就业人员,女同胞法定退休年龄是55周岁,从年龄上看你还未超过55周岁,但上了50岁的女人,身体状况和赚钱能力都在逐年下降,加之,缴费基数也在逐年调整上涨,还得延迟到65岁以后(须逐年缴满15周年),才可领取养老金,在这当中是否存在力不从心,无钱续缴,若断缴不还得往后延退?这是不合算,也没现实意义的。
城乡居民养老保险,男、女法定退休年龄都是60周岁,现在参保,你距法定退休年龄还有10年,届时达到法定退休年龄,缴费年限未满15年的,可一次补缴。居保缴费档次年年一样,不会上调,你可以根据自己的经济状况,随意选择缴费档次,缴得越多,届时得的越多。若想参保,我建议你参加城镇居民社保,且尽量按高档次缴,以满足年老时有基本生活保障。
如果你已经过了50岁,那么就没有交这个社保的意义了。因为咱们国家规定,女性退休年龄是五十岁,你已经过了退休年龄,如果你现在在交社保的话,不能一次性补交,还是要往后交15年,那样的话就失去了意义。五十周岁的女性是能够去参加养老保险的只是说缴费年限不够,需要申请延长缴费也基本上就是延迟退休年龄的一个意思。大家可以根据自身的经济情况来选择具体参加哪一个养老保险。在参保之前建议大家先拨打当地的12333咨询一下职工养老保险和居民养老保险参保以及延长退休的政策可能每个地区执行的情况不一样,建议大家具体咨询。
希望对你有帮助
可以的,只是相对老年时期能拿到理财钱的而已。真正意义上的养老险是没有的。
因为国内商业保险除了消费型的保险没用身价保障,其他长期险都会有身价保障。像长期意外险有身故理赔,长期重疾险有身故理赔,养老险也是有身故保障,这些身故保障就是主险身价保额,身价保额大于赔偿治疗伤害保额。而年龄越大死亡风险越高,因此像55岁以后的身价费率非常高。有可能出现交的保费在后面10年15年都领不回本。因为保险的突然放大型还是有会人购买的。
万能险相当于是重理财,轻保障的产品,其 身价保障保费比重比较少,绝大部分钱是用来分红收益的。可以做到每年领取投资分红的钱,相当于每年的养老金。投保者在保障期间身故,由于身价保障占保费低,保险公司赔偿少。多数投保者保险期间身故保险产品也不会出现大面积亏损。
女性超过55周岁能买养老保险。你带上你的身份证,户口本,几张相片到当地社保局去申请购买!
能,现在国家有政策,女性超过55
周岁,可以一次补交十五年就可以开资了,社保局问下看看有关问文件,但各个省市和地区是有区别得!如你不信可以到
一般而言是不能再缴纳城镇职工社保了。因为养老保险必须缴费满15年退休后才可以领取养老金的。社保规定女性超过50周岁退休年龄,养老保险帐户就自动封存。
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