详述房地产泡沫所导致的通货膨胀,物价上涨,经济退后,金融动荡原理。谢谢!
请内行人留言,谢谢!
推荐回答(3个)
房地产行业属于较长期的投资,周期也许可能会和汽车等行业一样,会持续五年,八年
房地产业也属于投资较大的行业,很多企业投资之前并没有足够的现金,也许只毕稿有总投资额度的20%就会投资, 那么他的资金解决方式很多都采用向银行贷款. 当然单个企业向银行贷款并不会对宏观经济有太大的影响,但是房地产业是我国的支柱产业之一,对GDP的贡献极大,整个行业的贷款就不会小余万亿\
通货的产生本质就在于,货币的供给远大于货币的需求,
房地产向银行的贷款,加速了资金的流动速度,也同样加巧数核大了货币的供给
在我国,现在是不断地提高,房地产业的进入门槛儿,就是投资的资金持有率,一方面是保证工程质量,保证工孝掘人的工资收入,另一方面也是基于此点
还有就是银行准备金的调高,以免资金的更大规模使用,留下银行的底钱.
美国的房地产业的次贷危机,确实对于我国现在有很好的借鉴经验,美国房地产商对美国经济的错误估计,很类似于我国房地产业与其他产业的不平衡发展。
房价上涨你看到了吧 其实是过快的上涨
物价的上涨有传导效应(比如当猪肉上涨的时候 方便面也有过跟风涨 不过后来被国家打压了下 你如果关心物价的话就会知道的)
所以房价上涨 向其他行业传导 带动其他行业价格的上涨
食品价格上涨只是这个传导链条的最后一环
当然房价上涨只是通胀的原因之一
房产投资的过热 物价的上涨 使得国内消费不足
消费是推动经济增长的三驾马车之一
这辆车跑慢了 经济自然衰退
当消费不足 房地产价格大幅下跌 泡沫逐渐暴露 银行信贷资金风险的增加 这就导致了金融动荡 就像美国次级债危春陆机一般 银扒州顷行亏损甚至倒闭迹帆
不一定是房地产导致的通货膨闹袜胀 粮食涨幅比较大 CPI没有把房地产指标加进来 现在主要是外国 热钱不断涌入 造成流动性过剩 从而引发通货膨胀 外资进来后主要投向收益高的地方 股市 楼市 所以现在政府极力打压股市跟地产乱轿业 如果不予以遏止 股市液陪激跟楼市会无限暴涨 等外资赚够了 全部撤走 中国经济可能会陷入瘫痪 也就是金融危机 就跟当年日本 查不多 所以现在控制股市楼市 是很有必要的
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