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通过光大银行在定投发起日上午存入定投金额500元，为什么有时成功扣款有时却没扣款？

2025-03-15 20:03:45

推荐回答（1个）

回答1：

通过光大银行在定投发起日上午存入定投金额500元，有时成功扣款有时却没扣款，这是因为光大银行定投业务是在客户设定的定投发起日9:00开始逐批扣款（具体时间以系统为准），因此会造出部分客户扣款时间较早，而部分客户扣款时间较迟的情况，定投扣款时间晚于存款时间因此扣款成功，而如果扣款时间早于存款时间则会造成未扣款。
因此光大银行建议投资者于定投发起日前一天将存款存好，保证卡内余额充足，以免发生此类问题。

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