英语高手请帮忙，帮我将下面一段话翻译成英文，谢绝在线翻译和工具翻译

第一段翻译如下
Cause that the business managing money matters to our country individual springs up, (2008) regards as mighty torrent being that macro-economy increases by rapidly first, that the people invisible income escalation has establish a material base for the plan managing money matters, has been that economic restructuring and society transform secondly develop have brought about a few uncertain factors , in addition, the fundamental guarantee of society has lagged , hastened child delivery people's managing money matters need, be financial products's once again the investment rich , having improved people manages money matters gradually realizing.
第二段翻译如下
But, the individual manages money matters in the homeland though business already displaying the gigantic development potential, but still existence a variety of defects. Business current situation managing money matters to Chinese commercial bank individual, (2008) think of show Chen Ran though every commercial bank has established all kinds of business, but whose common characteristic being that the bank managing money matters serves a product , the kind gives first place to settlement , arrangement of ideas is low , the breed is few; The letter of advice managing money matters serving being to be a customer also only consulting about , providing to manage money matters , the height managing money matters having served the threshold interposing; The individual trust business mounting main current to the international sets foot in being short; Put particular emphasis on Yu promoting sales of the now available product of bank, individuation to the customer serves lack; In the homeland, mainly, product provided by every bank same quality , is short of a brand.
第三段翻译如下
That the Wang Jing Ran (2008) item of the product managing money matters by contrast middle , the foreign bank, reaches the following conclusion, is that target customer allocation is different first , the middle money bank threshold is lower than foreign bank; The secondary , product mix are different; Once again, risk controls ability diversity. The foreign bank is not solid on the middle money bank being controlled in risk. The product and quality managing money matters spend the distant product quantity greater than foreign bank, but every big banks managing money matters though being hit by the money bank phenomenon is comparatively grave. Besides, do not have the ability acting on self's own comparatively by force studying the innovative product and fixed price since the technology and the inkstone hair strength are weak,before technology contents higher , operate an ability to the fund to demand higher FOAK business field, if derive from trade, by the fact that international capital market operates the product gaining the avails managing money matters, nearly blank space.
第四段翻译如下
Problem that the business managing money matters to a variety of existence restraint our country commercial bank individual develops, (2009) the business risks administration managing money matters by the fact that business brand managing money matters having analysed , having brought forward the following countermeasure , science to work out the product managing money matters and the camp who serves selling tactics , the sharpening bank individual propagating tactics , camp selling the channel FOAK , reinforcing bank individual and the background controlling IT wielding science's horizontal , broad accelerating a bank support Wei Zhao and Cao Xiao Ping systematically construction.

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Personal Financial Services for the rise of China's reasons, flood (2008) that the first is the rapid economic growth, increasing people's income for the financial planning laid the material foundation, followed by economic restructuring and social transformation brought about by the development of a number of uncertainties, In addition, the basic protection of the community behind, gave birth to people's financial needs, is once again becoming rich in financial products and improve people's awareness of finance and investment.
However, personal financial management business has been showing a great potential for development, but there are still a variety of defects. Commercial Bank of China the status of Personal Financial Services, Chen Ran (2008) that, while commercial banks offer a wide range of business, but the performance of the common characteristics of financial services for the bank products to clearing the main category, the level of low, varieties; and financial management services for clients only advisory, the provision of financial proposals, financial services set the threshold too high; for the mainstream of the international community involved in the personal trust business less; emphasis on marketing existing products, banks, personalized customer service not enough; by domestic banks to provide financial products are basically the same, the lack of brand names.
Wang Jing-yin (2008) by contrast, the foreign bank financial products, come to the following conclusions, first, targeting different banks in foreign banks than the low threshold; Secondly, different product mix; again, different risk control. Chinese-funded banks in risk management of foreign banks is not sound. Although Chinese banks is much larger than the number of financial products of foreign banks, but financial products, banks and more serious homogenization phenomenon. In addition, due to the weakness of technology and R & D, and do not have strong independent research and development of innovative products and pricing capabilities, with a high level in technology, operational capability of the higher funding innovative business areas, such as derivative transactions, through access to international capital market operations Financial products revenue, almost blank.
Constraints for the existence of commercial banks of China's personal finance business development,Wei Zhao and CAO Xiao-Ping (2009) through the analysis, the following measures, the scientific development of financial management products and services, marketing strategy to enhance the bank's Personal Financial Services brand promotion strategy, innovative marketing channels to strengthen the bank Personal Financial Services risk management and control level, the wider application of information technology to speed up the scientific background to support the banking system.

Personal Financial Services for the rise of China's reasons, 洪流 Hong Liu (2008) that the first is the rapid economic growth, increasing people's income for the financial planning laid the material foundation, followed by economic restructuring and social transformation brought about by the development of a number of uncertainties, In addition, the basic protection of the community behind, gave birth to people's financial needs, is once again becoming rich in financial products and improve people's awareness of finance and investment.
However, personal financial management business has been showing a great potential for development, but there are still a variety of defects. Commercial Bank of China the status of Personal Financial Services, 陈冉 Chen Ran (2008) that, while commercial banks offer a wide range of business, but the performance of the common characteristics of financial services for the bank products to clearing the main category, the level of low, varieties; and financial management services for clients only advisory, the provision of financial proposals, financial services set the threshold too high; for the mainstream of the international community involved in the personal trust business less; emphasis on marketing existing products, banks, personalized customer service not enough; by domestic banks to provide financial products are basically the same, the lack of brand names.
王静然 Wang Jing ran (2008) by contrast, the foreign bank financial products, come to the following conclusions, first, targeting different banks in foreign banks than the low threshold; Secondly, different product mix; again, different risk control. Chinese-funded banks in risk management of foreign banks is not sound. Although Chinese banks is much larger than the number of financial products of foreign banks, but financial products, banks and more serious homogenization phenomenon. In addition, due to the weakness of technology and R & D, and do not have strong independent research and development of innovative products and pricing capabilities, with a high level in technology, operational capability of the higher funding innovative business areas, such as derivative transactions, through access to international capital market operations Financial products revenue, almost blank.
Constraints for the existence of commercial banks of China's personal finance business development,魏昭 Wei Zhao and 曹小平 Cao XiaoPing (2009) through the analysis, the following measures, the scientific development of financial management products and services, marketing strategy to enhance the bank's Personal Financial Services brand promotion strategy, innovative marketing channels to strengthen the bank Personal Financial Services risk management and control level, the wider application of information technology to speed up the scientific background to support the banking system.