Do you want to pay with credit card or cash ?
这是绝对正确的说法，其他说法少见，或者是译者杜撰。
“你是刷卡还是付现？”可以有以下几种说法：
Will you pay by cash or credit card?
Do you want to pay in cash or by credit card?
Will that be cash or charge?
Will you pay by cash or credit card?
Do you want to pay in cash or swipe a card?
swipe 意为“把信用卡等在解码器上一抹”
will you pay by credit card or cash
You are a credit card or cash
Cash or credit card?
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